Loan Programs

Loan Amounts from
$100K to $5M+

1-4 unit investment
properties

95% of purchase price and 100% of renovation costs, up to 75% of After Repair Value for experienced investors. New Construction limited to 60% of as-is value, 85% of total costs, and 75% of after repair value

Rates starting at 8.99%

Loan Terms: 12-24 months

Nationwide except: CA, AZ, NV, ND,
SD, MN, VT, UT, OR, ID

Loan amounts: $100K to $5M+ ($1.5M max for non-recourse)

Up to 80% LTV on Purchase and Rate/Term Refinance Transactions
Up to 75% LTV on Cash-Out Refinances

No Minimum Title Seasoning for Cash-Out Refinances if $10K or more of improvements has been performed on the property

600 Minimum Minimum Credit Score
Lower credit scores are considered on exception

1-4 unit investment properties

Blanket Loans up to 10 properties

Interest Rates starting at 8.99%

Loan Terms: 12-24 months

Nationwide Except:
CA, AZ, NV, OR, ID, ND, MN, SD, UT, VT

Loan Amounts from
$75K to $5M

1-4 unit investment properties, 620 minimum mid FICO score required

Up to 85% Loan to Value for purchase, rate/term, and up to 80% Loan to Value cash-out refinance transactions in select states

Rates starting
at 5.875%

A 30 year fixed term on a single property loan or Blanket loan up to 10 properties.

Nationwide except: CA, AZ, NV, ND,
SD, MN, VT, UT, OR, ID